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For most people, finding the right home in Poughkeepsie, New York is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Poughkeepsie, New York lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Poughkeepsie within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Poughkeepsie that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Poughkeepsie (pronounced /p?'k?p.si/) is a city in New York, USA and serves as the county seat of Dutchess County, located in the Hudson River Valley roughly midway between New York City and Albany. The name derives from a Native American word (roughly U-puku-ipi-sing), meaning "reed hut by the water" or "campsite by small water," referring to a spring or stream feeding into the Hudson River. Poughkeepsie is known as "The Queen City of the Hudson." Poughkeepsie was founded in 1687. The community was set off from the Town of Poughkeepsie when it became an incorporated village in 1799. The City of Poughkeepsie was chartered in 1854. The city was the capital of New York for a brief period in 1777, and was the site of the ratification of the U.S. Constitution by New York in 1788. -- Source: Wikipedia.com
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Census Data for Poughkeepsie, New York
| Poughkeepsie | New York | United States | |
| Population | 29,871 | 18,976,457 | 281,421,906 |
| Median age | 32.7 | 35.9 | 35.3 |
| Median age for Male | 30.7 | 34.5 | 34 |
| Median age for Female | 34.7 | 37.2 | 36.5 |
| Households | 12,014 | 7,056,860 | 105,480,101 |
| Household population | 28,886 | 18,395,996 | 273,643,273 |
| Average household size | 2.4 | 2.61 | 2.59 |
| Families | 6,557 | 4,639,387 | 71,787,347 |
| Average family size | 3.15 | 3.22 | 3.14 |
| Housing units | 13,153 | 7,679,307 | 115,904,641 |
| Occupied units | 12,014 | 7,056,860 | 105,480,101 |
| Vacant units | 1,139 | 622,447 | 10,424,540 |
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